VyStar Credit Union


VyStar combines the best benefits of credit unions – personalized service, low fees, and great rates and products – with a commitment to doing good. Our vision is to bring this model to more people, so we make it easy to become a member.

We are a member-owned and member-managed financial cooperative, and we put our members’ best interest at the heart of everything we do. We don’t answer to shareholders or investors. We answer to our members.

With better rates, fewer fees and guidance from knowledgeable VyStar representatives, we help our members reach their financial goals faster. And we look for opportunities to give back in meaningful ways.

It’s our mission to do good and bank better.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $2,499.99 0.26% APY
$2,500.00 - $9,999.99 0.26% APY
$10,000.00 - $24,999.99 0.31% APY
$25,000.00 - $49,999.99 0.36% APY
$50,000.00 - $99,999.99 0.41% APY
$100,000.00+ 0.46% APY
Last checked on: 08-09-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 76 S. Laura St.
Jacksonville, FL 32202

Customer Service

Mailing Address VyStar Credit Union
P.O. Box 45085
Jacksonville, FL 32232-5085
Phone Number 800-445-6289