Wright-Patt Credit Union logo

About

Banking shouldn’t be hard and at Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations throughout Southwest and Central Ohio, 40,000+ lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, we are proud to be the trusted financial home of 500,000 members.

We offer all the services and conveniences available from a traditional bank, but what really sets us apart is our commitment to helping you live the life you want to live. At WPCU, we believe everyone deserves a caring financial partner who builds hope and improves well-being. It’s why we do what we do. As your credit union, our goal is to be the best organization you have ever experienced and the best place our partner-employees have ever worked.

HSA Program Features

FDIC or NCUA Insured:
check
Min Balance to Open:
$0.00
Features:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
Enhanced HSA
$0.01 - $1,000 7.00% APY
$1,000.01+ 1.25% APY
Last updated on: 11-20-2025. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee $0.00*
Account Opening Fee $0.00
Account Closing Fee Unknown

* For basic account. There is a $2.50 per month fee for the Enhanced HSA

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Website
Address 1506 N. Fairfield Rd.
Beavercreek, OH 45432

Customer Service

Mailing Address 3560 Pentagon Blvd.
Beavercreek, OH 45431-1706
Phone Number 800-762-0047